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How do I get my insurance company to pay for a water damage?

It always helps to know what exactly is covered by your home insurance policy. This is because not all policies offer coverage for water damage. It helps to keep the following in mind before filing an insurance claim:

  • Keep proof of the water damage

  • Have a detailed record of the damaged assets

  • Do not throw anything away as it could be a piece of evidence

  • Do not make any permanent repairs before the inspection by your insurance company

Each insurance company has their own set of rules and regulations when it comes to what is and what is not covered. With that in mind, it is always best to consult your policy or speak with an insurance agent to find out if water damage is covered.

In most cases, water damage repair will be covered if it is the result of a natural disaster, such as a hurricane or tornado. If the damage is caused by a leaky pipe or faulty plumbing, it may not be covered. It is also important to keep in mind that homeowners insurance policies generally do not cover flood damage.

If you are experiencing water damage in your home, it is important to act quickly. The longer you wait, the more damage will be done. Not only will the water damage your possessions, it can also cause serious damage to your home’s structure.

If you are experiencing water damage in your home, it's important to know what is and is not covered by your insurance policy. Not all policies offer coverage for water damage, so it's important to be familiar with your specific policy.

Some things to keep in mind before filing an insurance claim:

  • Damage caused by a burst pipe or other plumbing issue is usually covered by home insurance policies.
  • Damage caused by flooding is not usually covered unless you have added flood insurance to your policy.
  • If water damage is a result of poor maintenance or neglect, you may not be covered.
  • If the damage is a result of an act of nature, you may be covered.
  • Always document the damage with photos and keep a detailed list of all the damages done.

The best way to deal with such situations is to work with a professional. At Canada Restoration Services, we work with every insurance company in Canada to provide our customers with a hassle-free experience. We also handle any communications with insurance companies. If required, we invoice your insurance directly to make things easier for you.


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We are committed to working with every insurance company across Canada

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